Having spent more than two decades in corporate IT across technical and leadership roles, I understand how much attention a demanding career requires. There is always another project, greater responsibility, a new skill to develop or a career move to consider. Along the way, insurance, workplace benefits, savings and investment decisions can be made at different times and rarely reviewed together.
The challenge is not always a lack of income or savings. The more useful question is whether the different pieces still reflect your goals, responsibilities and the risks around your income.
Today, I help professionals, families and business owners step back, understand what they already have and make more deliberate decisions. My role is not to begin with a product. It is to identify what is already working, what may deserve attention and whether any change is appropriate.
Particular familiarity with demanding professional careers
My background gives me particular familiarity with technology careers, workplace benefits, contract work, job changes and income-protection questions. At the same time, these issues are not limited to one profession. I work with professionals from different fields, along with families and business owners.
How I approach a review
Understand before recommending
We begin with your current arrangements, responsibilities and questions. If what you already have is appropriate, that is useful to know too.
Explain without unnecessary jargon
The important features, conditions and trade-offs should be understandable before a decision is made.
Consider the complete situation
Employment, family responsibilities, business ownership, debt, access to funds, risk tolerance and time horizon can all affect the discussion.
Make decisions without pressure
A first conversation is intended to clarify whether there is something worth reviewing and whether I am the right person to help.
Licensing and meeting options
Anurag Nayak is licensed to provide insurance services in British Columbia, Alberta and Ontario. Product and service availability may vary by province, insurer, eligibility and applicable licensing requirements.
Virtual appointments are available for residents of British Columbia, Alberta and Ontario. In-person meetings may be available in the Nanaimo area where practical.
Product and service availability depends on province, eligibility, insurer requirements and applicable licensing or compliance requirements.