INSURANCE ADVISOR | BC • AB • ON

How well do your insurance, benefits and investment options fit together?

I help Canadian professionals, families and business owners understand what they already have, what may deserve attention and what options are worth considering.

No pressure to change what is already working.

Zoom: BC • AB • ON • In-person: Nanaimo area where practical

START WITH WHAT YOU ALREADY HAVE

Before changing anything, understand the current setup.

The goal is not to find a problem in every area. It is to see what is working, what has changed and what deserves a closer look.

01

What you have

Coverage, benefits, policies and accounts already in place.

02

What changed

Career, income, family, mortgage or business responsibilities.

03

What is unclear

Features, limitations, ownership, access, risk or coordination.

04

What deserves attention

Only the areas where a closer review may be useful.

WHO I HELP

Different responsibilities. The same need for a clearer picture.

My technology background gives me particular familiarity with demanding careers, but the practice is broader than one profession.

Professionals

Workplace benefits, income protection, career changes and investment options.

For Professionals →

Families

Income protection, mortgage responsibilities, education savings and changing needs.

For Families →

SERVICES

What can we review?

Choose an area to see the questions a review can help clarify. The detailed service pages explain the considerations, limitations and next steps.

Personal Insurance

Personal Insurance

Life, critical illness and disability coverage in the context of income and responsibilities.

Life insurance
Critical illness
Disability insurance
Workplace + personal coverage
Explore Personal Insurance →
01Personal Insurance

Life, critical illness and disability coverage in the context of income and responsibilities.

  • Life insurance
  • Critical illness
  • Disability insurance
  • Workplace + personal coverage
Explore Personal Insurance →
02Insurance for Business Owners

Life and living-benefit considerations connected to ownership, key people, obligations and continuity.

  • Owner protection
  • Key-person considerations
  • Buy-sell funding
  • Business obligations
Explore Insurance for Business Owners →
03Employee Benefits

Benefit options that reflect the needs, size and budget of the business.

  • Health & dental
  • Group life
  • Disability benefits
  • Plan review & design
Explore Employee Benefits →
04Registered Investment Options

Understand the different purposes and rules of common registered account structures.

  • RRSP
  • TFSA
  • FHSA
  • RESP & RDSP
Explore Registered Investment Options →
05Non-Registered Investment Options

Consider flexibility, liquidity, time horizon, risk and taxation outside registered accounts.

  • Liquidity
  • Time horizon
  • Risk tolerance
  • Tax considerations
Explore Non-Registered Investment Options →
06Insurance Policy Reviews

Understand an existing policy before deciding whether anything should change.

  • Coverage & purpose
  • Ownership & beneficiaries
  • Renewal & conversion
  • Changes in circumstances
Explore Insurance Policy Reviews →

FOR BUSINESS OWNERS

The business creates responsibilities beyond the owner.

A business review can look at the people, obligations and benefit arrangements that depend on the company, without beginning with a complicated tax strategy.

Explore Business Owner Services →
01

Owner Protection

Personal and business responsibilities connected to the owner.

02

Key People

Financial impact if someone important to the business cannot continue.

03

Employee Benefits

Health, dental, life and disability options for employees.

04

Continuity

Buy-sell funding, debt and other ownership-transition considerations.

HOW IT WORKS

A review before a recommendation.

01

Understand

Review what is already in place and what has changed.

02

Clarify

Identify the questions or responsibilities that deserve attention.

03

Evaluate

Consider appropriate options only where there is a clear reason.

A consultation does not assume that a product recommendation or change will be appropriate.

Portrait of Anurag Nayak

FROM TECHNOLOGY TO FINANCIAL CLARITY

More than two decades in corporate IT.

Having spent more than two decades in corporate IT across technical and leadership roles, I understand how easily projects, skill development and career progression can push insurance, benefits and investment reviews down the list.

Today, I help professionals, families and business owners step back, understand what they already have and make more deliberate decisions without unnecessary pressure.

Insurance Advisor • Licensed in British Columbia, Alberta and Ontario

Learn More About Anurag →

CLIENT EXPERIENCES

What clients have shared

Real experiences from clients who worked with me on insurance, claims, investments and understanding their options.

“From the very beginning, you handled everything with such tact, compassion, and genuine care.”

Lilach Lotan

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“It was truly a pleasure working with you, especially during what was an incredibly difficult and heartbreaking family situation. From the very beginning, you handled everything with such tact, compassion, and genuine care. You understood how sensitive the circumstances were and made what could have been an overwhelming process feel much easier. I always felt that I was being treated with kindness and respect, rather than simply as another insurance claim. The claim was ultimately resolved and I’m very grateful for the professionalism and care you showed throughout the entire process. I would not hesitate to recommend you to anyone looking for an insurance professional who combines expertise with empathy and a truly human approach.”

“I first came across Anurag through one of his webinars and found his approach practical and easy to understand.”

Kathirvel N

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“I first came across Anurag through one of his webinars and found his approach practical and easy to understand. After a few conversations, I decided to start with a small portion of my investments rather than making a big change at once. As I became more comfortable with his guidance and ongoing service, I gradually moved more of my investments to work with him.”

“He helped me look at what I already had more carefully and understand where changes could make sense.”

Viraat BK Thammanna

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“I have known Anurag for many years and trusted him to review my investments. Even though I had been investing in Canada for a long time, he helped me look at what I already had more carefully and understand where changes could make sense. I have been very pleased with how my investments have progressed since working with him, and I value his practical advice and no-pressure approach.”

“He explained things in a simple and practical way, answered my questions patiently, and helped me understand what was relevant for my situation.”

Gopika Bommaiha

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“Before speaking with Anurag, I knew insurance and financial planning were important, but I did not fully understand how the different pieces worked together. He explained things in a simple and practical way, answered my questions patiently, and helped me understand what was relevant for my situation. I came away feeling much more informed and comfortable about the decisions I was making.”

Testimonials reflect individual experiences and may not be representative of every client. Investment values can fluctuate, and past performance does not guarantee future results.

INSIGHTS

Useful reading for decisions that are easy to postpone.

Plain-language articles on insurance, workplace benefits, business protection and investment-account questions.

COMMON QUESTIONS

Before you book

What happens during the first consultation?

We start with your current situation: what you already have, what has changed and what questions you want to answer. The purpose is to decide whether a further review would be useful, not to assume you need a product.

Do you work only with technology professionals?

No. My professional background gives me particular familiarity with technology careers, but I work with professionals from different fields, along with families and business owners.

Can you review insurance or workplace benefits I already have?

Yes. We can review existing policies and workplace-benefit information to understand what they provide, how they may work together and what questions may deserve attention.

Which provinces do you serve?

I am licensed to provide insurance services in British Columbia, Alberta and Ontario. Product and service availability may vary by province and applicable licensing requirements.

A PRACTICAL FIRST STEP

Start with a clearer understanding of what you already have.

Book a practical, no-pressure conversation about your insurance, workplace benefits, business needs or investment questions.

+1 250-731-5313 • contact@anuragnayak.ca